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Fair Deal Scheme

  • 16-01-2024 8:04pm
    #1
    Charlie kelly
    Registered Users, Registered Users 2 Posts: 6 ✭


    Hi All

    I am wondering about the Fair deal scheme for my mum. She has a small house worth 100K and her pension. According to my research 80% of her pension will go towards her care and 7.5% for 3 years on the value of her house under the Fairdeal scheme. The HSE will pay the remainder. Am I right? So, my question is if I pay the 7.5% on the value of her house to the nursing home after the 3 years will the Fairdeal scheme still want money from my mums house when she passes away. I want to keep the family home and I don't want to sell it. Any advice would be greatly appreciated.



Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    Yes.

    Assessment on the house begins immediately though. It'll be €7500 p.a. for 3 years. Nothing stopping you paying that direct to the nursing home @ €625 per month.

    Pay that and HSE have no further claim on the property into the future.



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