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Insuring a 2nd Hand Car I Just Bought

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  • 26-12-2023 2:30pm
    #1
    pprendeville
    Registered Users Posts: 2,888 ✭✭✭


    Just bought a 2nd hand car and want to find out if it is possible to transfer the insurance from the old car to this one.

    The new one isn’t registered in my name as of yet. Logbook has been sent off by the person I bought from.

    Chill are not open til tomorrow so I’ll call them then to find out but no harm in asking here.



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    #2
    Buddy Bubs
    Registered Users Posts: 3,458 ✭✭✭Buddy Bubs


    Yes it's possible to transfer policy from one car when you buy another. Just call insurance company and tell them new reg number and answer any questions they have. They might charge you extra though depending on car and insurance company.

    Is this just your second time buying a car?

    There's never a problem doing this just so you know for future.



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    #3
    pprendeville
    Registered Users Posts: 2,888 ✭✭✭pprendeville


    https://www.boards.ie/discussion/comment/121537172#Comment_121537172

    Yes second time.

    just wanted to make sure the car didnt actually need to be registered in my name yet to insure it. Previous owner has sent off the logbook but what with the time of year, it might take a week or two before they send me a new logbook with me as the owner.

    hope Im making sense here.



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    #4
    Buddy Bubs
    Registered Users Posts: 3,458 ✭✭✭Buddy Bubs


    https://www.boards.ie/discussion/comment/121537795#Comment_121537795

    Perfect sense yeah. You'll be insured from the time the person on the phone tells you you're covered, but don't drive until then.

    You made it a tiny bit awkward with time of year and having to wait a few days but equally that could apply to buying a car at 6 pm on a Friday evening and not being able to get onto your insurance until a Monday morning



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    #5
    Del2005
    Registered Users Posts: 18,873 ✭✭✭✭Del2005


    https://www.boards.ie/discussion/comment/121537795#Comment_121537795

    You own the car when you pay for it so you can insure it straight away, the VLC just confirms you own it as when you buy a new or imported car you don't get the VLC till you tax it. As you own it you or your spouse can't drive it using the "Driving other cars" extension on your insurance, but a friend or relative can drive once they don't require it to be insured.



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    #6
    tabby aspreme
    Registered Users Posts: 3,850 ✭✭✭tabby aspreme


    OP, can you create an online account with the company you are insured with, not the broker, this would allow you to change details online out of office hours



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