Clever cards

capefear

It’s that time of year again and we are hoping to get a way from one4all cards. Any one use clever cards there the same idea as one4all cards but only digital.

rebelbmx

Ya I got one last year for my bonus, really good, so much better than one4all, plus their app is really good.

Mick Tator

In the nineteenth century an Act was passed (for obvious reasons back then) to make it illegal to pay wages to workers in a public house. In the twentieth century there was huge pushback by workers against the move to pay wages by bank transfer - the main reason for this was men did not want wives to know what they earned and they wanted, as previously, some hard cash to squirrel some away (usually for drink!). In the twentyfirst century the 'work around' is based on a designed tax avoidance scheme, a voucher/card. Irish politicians were (typically) stupid not to set up the scheme properly and had to revisit it to prevent card issuers from totally screwing the public. They have not yet succeeded.

Those cards are a follow-on from the Victorian era, disguised by a tax advantage. They are a borderline scam, benefitting the card issuer - get cash up front, place it on deposit and gain interest income, then every month charge the cardholder a fee or percentage based on the credit balance for not spending it fast enough! Short-date the expiry, make it difficult to use ("Sorry, it doesn't seem to work at the moment", grab another monthly fee. Win for the issuer, who is laughing at both the politicians and the idiot punter who is impressed by 'the app'!! Anyone with an ounce of wit would lobby to get the 'Small Benefit Exemption Scheme' changed.