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Loan company similar to Provident

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  • 24-10-2023 9:33pm
    #1
    Desertmoon1
    Registered Users Posts: 58 ✭✭


    Is there anywhere to get a short term small loan similar to Provident? I can't go to bank or credit union as have bad credit due to issue few years ago. I have good income, home owner just had a few large unexpected household expenses and it's cleaned me out for month. I have bonus and Christmas savings coming to me next month but am really stuck until then. I am not fussed about high interest but having looked online some of these loan companies look very dodgy possible scams. I'd appreciate anyone pointing me in right direction.



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    #2
    Allinall
    Registered Users Posts: 6,552 ✭✭✭Allinall


    Ask your bank for a temporary overdraft.



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    #3
    Desertmoon1
    Registered Users Posts: 58 ✭✭Desertmoon1


    I wouldn't get an overdraft. I need loan from company who deals with people with bad credit. I know they exist, I know they are high interest but there are so many scam places too. I don't want to be at risk of Identity theft or something.



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    #4
    Gusser09
    Registered Users Posts: 6,858 ✭✭✭Gusser09


    https://www.boards.ie/discussion/comment/121280447#Comment_121280447

    Credit union are approachable. They will consider based on current repayment ability. Not past issues.



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    #5
    GBX
    Registered Users Posts: 11,914 ✭✭✭✭GBX


    Speak with your credit union. A stop gap loan, while getting you somewhat out of a financial hole at the moment, will hit you with larger interest and longer time repaying. Which will make that hole bigger to get out of.



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    #6
    Boardnashea
    Registered Users Posts: 827 ✭✭✭Boardnashea


    ++1 Talk to you CU. It is no harm to ask.



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