House Insurance

Calahonda52

Buying a new gaff and looking at house insurance.

First got a standard occupied house quote from a broker: no issue.

I then mentioned that we would be doing some refurb which would require moving out for a while, so I asked what impact this would have on the policy cover.

Response was :

this policy will not cover you if are planning building works or have works scheduled within the next 6 months.

You may need to just get an unoccupied house quote for 6 months but generally the only cover on that policy is fire, lightening, explosion and public liability.

Anyone any thoughts on this: I don't know the insurer.

ps is there building work PL in a normal house policy?

Calahonda52

Got it sorted eventually, at a cost

muffler

https://www.boards.ie/discussion/comment/120899897#Comment_120899897

I didnt reply earlier as I didnt really know what to advise in that situation. Glad to hear you got sorted though.

Calahonda52

https://www.boards.ie/discussion/comment/120900186#Comment_120900186

No worries, its an unoccupied home owner package, comes with a proviso that any building work needs their approval and they have 30 days to decide if they will continue cover once they see the building spec.