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Do you feel there is way too much compliance burden in Ireland?

  • 06-03-2023 3:14pm
    #1
    Registered Users Posts: 231 ✭✭


    Example One:

    So far today I've spent two hours in bank trying to close a bank account that the bank froze without warning. This is in addition to the time trying to close the account last week. I am unable to contact them - no phone or email - so I have to go into the branch to sort stuff out.

    Example Two:

    Just renewed my car tax. Nearly couldn't do it because I didn't have my car insurance particulars.


    This is just for today. Last week I thought that the building construction mayhem may have calmed down, so I asked a builder if he could do some work and if things a calmed down. He told me that in the last few months many builders have now left the profession to work in factories because 'they don't want to deal with the paperwork'

    If you own a business, you may spend more time doing compliance than your actual job. Each year there are more and more hoops to go through, CSO, Revenue, Pensions, etc, etc... all of it mandatory, with menaces. I also feel sorry for landlords. A friend on mine is mug enough to be a landlord, and they have spent days trying to register a tenancy on an absolute dire website.

    It is a total blight. Booked my NCT a couple of weeks ago for an appointment in September. I'll be ready to be NCTed again a couple of months later.

    Do you feel there is way too much compliance burden in Ireland? 27 votes

    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...
    62%
    GreyfoxeusapSgt Hartmane.remo72Phat CatAtlantic Dawncoolshannagh28PalmachVita novaUbbquittiousEldudesongrowleavesSeanTogpurplefieldsCount DraculaHookForeLeft 17 votes
    No. We have the correct level in Ireland
    29%
    Archeronodyssey06banie01BnBLarbre34Get RealJim_HodgeSuperBowserWorld 8 votes
    I wish I had more paperwork
    7%
    markpblistermint 2 votes


Comments

  • Registered Users Posts: 26,913 ✭✭✭✭odyssey06


    No. We have the correct level in Ireland

    As an individual - it's not so much the compliance (requirement) itself that's the hassle\issue in some of your scenarios though, it's the lack of customer support (the process). You should be able to get through to sort this out in a timely manner and what is expected of you should be clear and communicated to you in advance.

    I can't speak to the level on businesses, so my reply reflects that.

    "To follow knowledge like a sinking star..." (Tennyson's Ulysses)



  • Registered Users Posts: 25,505 ✭✭✭✭Mrs OBumble


    Dunno about burden, but there's not a lot of compliance in Ireland.



  • Registered Users Posts: 1,297 ✭✭✭Count Dracula


    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...

    Yes it is everywhere and is a complete waste of time in most cases.

    It all ties into the Insurance Oligopoly who control all the money, it is their fault entirely. You can tie every penny spent in this country to the insurance companies who make up their own rules on how they manage your premiums and enforce them via precedence they roll out through our legal system. This money is indefinitely correlated with our pension industry, which is basically a pyramid scheme which the entire planet treats like a large hornets nest that is too big to exterminate.

    I watched a segment of headline news today where I learnt it has taken a family 16 years to get a hospital in Limerick to face charges on negligence when their father died after surgery.

    16 years for an operation that took a few hours to phuck up. To put that in perspective, convicted murderers have been released from prison in shorter periods of time?



  • Registered Users Posts: 12,086 ✭✭✭✭Calahonda52


    Plenty burden, not enough compliance and as noted earlier not enough customer support.

    400K with no NCT

    350k with no insurance

    250,000 with out tax,

    “I can’t pay my staff or mortgage with instagram likes”.



  • Registered Users Posts: 29,861 ✭✭✭✭freshpopcorn


    These numbers do grind my gears a little.

    There's loads of people who might have a summer/show/fixer up car included in those states which is sitting on their driveway/garage.



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  • Registered Users Posts: 29,861 ✭✭✭✭freshpopcorn


    Also OP if your renewing your tax online just select any insurance company and make-up a number. They don't check it. It's a fairly silly purpose.



  • Registered Users Posts: 6,117 ✭✭✭SuperBowserWorld


    No. We have the correct level in Ireland

    It depends ....here are some scandals that could have done with some more compliance

    And then there is this of course ...

    I got drivers license and passport renewed really easily. PAYE Tax return is so easy to do online..

    But, yep if it's not a normal "use case" then it can be really painful especially if there is no human contact to deal with the issue.



  • Registered Users Posts: 23,618 ✭✭✭✭Larbre34


    No. We have the correct level in Ireland

    OP, was it by any chance one of the two banks that have spent the last 12 months telling people they are closing their retail businesses in Ireland and advising people to get their accounts transferred, before they are, frozen perhaps?



  • Registered Users Posts: 6,160 ✭✭✭Ubbquittious


    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...

    Bring back the 70s and 80s



  • Registered Users Posts: 231 ✭✭purplefields


    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...

    It was PTSB - I don't believe that they are closing. The account in question didn't have any transactions for a while, so instead of a warning, they just froze the account.

    Now that you mention it, a relative asked me to move their Ulster bank account a few months ago. I was able to do this entirely over the phone, with one phone call.

    Surely freezing accounts would make it even more difficult for Ulster bank customer to move. Are they doing this now?



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  • Registered Users Posts: 33,092 ✭✭✭✭listermint


    I wish I had more paperwork

    We've the f all compliance in this country. If we did we'd have proper enforced building regulations, we'd have better banking structures and we'd have a streamlined insurance industry and legal industry.

    But we don't. Because ireland is very much nod and a wink and optics of documentation.

    Go somewhere like New Zealand and see what it takes to build a house if you think we have compliance and enforcement.



  • Registered Users Posts: 40,010 ✭✭✭✭ohnonotgmail


    or they could just take the info from the insurance disk on their car windscreen. assuming they do actually have insurance.



  • Registered Users Posts: 231 ✭✭purplefields


    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...

    Wow, I am genuinely surprised. I would hate to live in New Zealand then. Even less free than Ireland I guess.

    I only put that option in as a joke. I didn't really believe anyone would select it, unless maybe they are a politician, or somehow benefitting from all the compliance.



  • Registered Users Posts: 231 ✭✭purplefields


    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...

    Why do the have it there at all then if people are just making up policy numbers?

    For me, this wasted my precious time trying to find this information, which they are going to ignore.



  • Registered Users Posts: 33,092 ✭✭✭✭listermint


    I wish I had more paperwork

    Look I get it. Your probably one of these freeman or libertarian new found small government whatever your having flavour of the week.

    But good regulation is what controls many of the things you take for granted every time you pass out your front door. From the roads you are on to the stuff you put in your mouth.

    'Freedom fanatics' think of this stuff just happens. They haven't a clue.



  • Registered Users Posts: 29,861 ✭✭✭✭freshpopcorn




  • Registered Users Posts: 653 ✭✭✭eusap


    Yes. I am being suffocated with compliance, from Revenue, Banks, Government etc...

    on a personal life side, Imagine a world where we had an Identity Card that could be linked for all our government services oh and prove our identity, this alone would cut down on a lot of form filling and wasted tax payers money!


    On a Business side, depending on the industry there are so many silly compliance forms that need to be filled in, some are beneficial e.g. food hygiene etc.... but imagine a world where if you want to sell something with a plug you need to register as a WEEE Producer and also have to register with the EPA and submit an environmental report every two years because you sold something with a plug! (yes this is real )



  • Registered Users Posts: 12,086 ✭✭✭✭Calahonda52


    Its in there to be ready for the eventual link up to a live data base, the linkup is being blocked by civil liberty morons

    “I can’t pay my staff or mortgage with instagram likes”.



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