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Pcp or not?

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  • 24-01-2023 12:06pm
    #1
    Maewyn Succat
    Registered Users Posts: 506 ✭✭✭


    I enquired about a Peugeot 3008 at the weekend on pcp. I was offered €5000 for my car and with €10,000 along with that the repayment would be €416 a month over 3 years with a GFV of €18345.

    I also got a quote for the same but on HP. The repayments would be €570 a month over 5 years.

    Previously I had been looking at 2020 models. The cheapest I can find(auto, diesel) is around €35k which would mean financing €20k. The repayments on the would be around €600 a month over 3 years. At the end of this I would also have a 6 year old car after paying higher repayments for the 3 years.

    After looking at these figures pcp seems to be the winner for me. Just looking for other opinions....



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