Does a windscreen repair count as a claim if your Insurer does not list it?

BornSkippy

As the title says,

If your Insurer does not list a windscreen repair in the NCB document, pursuant to it's Policy T&Cs, does it count as a claim with a duty to disclose when seeking quotes from other Insurers at renewal time?

bennyx_o

When entering number of claims on online quotes some insurers specify that this includes windscreen claims and others don't. Varies by insurer

BornSkippy

Thanks, Bennyx.

When talking to Brokers I disclosed it.

But I got some funny responses, like people saying I need to get another NCB document from my Insurer that lists it.

coylemj

There is no longer a 'duty to disclose', you are obliged to provide truthful answers to any questions asked of you. That's all.

If your own insurance company doesn't list a windsceeen repair or replacement as a 'claim', I can see no reason why you should declare it as one.

BornSkippy

Thanks Coylemj.

I wasn't aware of this change.

Is there anywhere I can read more on this?

coylemj

Is there anywhere I can read more on this?

See the first post in this thread I created in August 2021. Click the bold headline or 'View Post' to jump to the thread, click the down arrow to expand the first post within this window...

https://www.boards.ie/discussion/2058204479/major-changes-to-the-rules-on-disclosure-for-insurance-from-sept-1st