What Do House & Land Deeds Look Like

pprendeville

I just want to find out if the below are the deeds of the house or are they something completely different? Land deeds are something similar?

I've left out page 6 which is an A3 sized map.

awsah

that is the folio which shows ownership and burdens

the deeds don't look like anything they are a bundle of documents which contain any number of various documents

eg family home declarations, old deeds of conveyance, leases, prior folios and deeds of transfer, contract for sale, requisitions on title, planning permissions NPPR, LPT, BER cert, letters from county council, to name a few.

pprendeville

Are the deeds only kept by the family solicitor or should the family have a copy. Asking as there is a potential fair deal application on the horizon and the house/land deeds are a pre-requisite.

boardlady

Usually only kept by the solicitor or bank (mortgage provider). There are seldom copies kept by the family as it's often a large bunch of documents making up the title. If you need them, family solicitor is your first port of call.

cml387

If the mortgage is paid off the bank will not want to hold on to the deeds. A solicitor might hold them (for a cost). Our deeds I have at home in a firepooof safe.

Marcusm

https://www.boards.ie/discussion/comment/119999033#Comment_119999033

”Deeds” are effectively a dead letter at this stage where you have registered land unless it is a leasehold which it appears it might be from. 1(a).

pprendeville

The solicitor has told my Mam that these are the deeds. So who am I to argue with him?

Hoping they won't question this in the fair deals application.

Peregrinus

https://www.boards.ie/discussion/comment/120000502#Comment_120000502

Back in the day, ownership of land, and of various interests in land, was evidenced in deeds - documents agreed between and signed by buyers, sellers, mortgagors, mortgagees, lessors, lessees, etc recording various transactions affecting the property. You needed these documents in order to be able to work out who owned what interests in the property. Possession of the deeds didn't in itself mean that you owned the property - in theory you might have a bunch of deeds that established that, in fact, someone else owned the property - but dealing with the property was very difficult if you didn't have the deeds, so the deeds tended to be kept in the possession of someone with a substantial interest in the property.

Right. In the nineteenth century, along comes registration of title. For a long time this mainly applied to agricultural land, but in recent decades there has been a sustained effort to get title to all kinds of property registered. To register title to your property, you bring your bunch of title deeds along to a government office (originally called the Land Registry but now the Property Registration Authority). They examine them and work out who owns what interest in the property, and they then enter that information into the register of title that they keep. Once this has been done, your bunch of title deeds is no longer the best evidence of who owns the property; the entry in the register is. And future dealings with the property - future sales, mortgages, etc - are no longer effected by executing new deeds and adding them to the bundle, but by lodging forms with the land registry and getting the details in the register changed to show the new state of affairs.

The property registration authority will issue you with a certificate showing what the register says about your property. The document which is illustrated in the OP is one of those certificates. It's not the conclusive best evidence of who owns the property - the entry in the register is the conclusive evidence - but it should exactly reflect what the register says, and it's the document which the owner of the property will have in his position. (The register is kept by the Property Registration Authority). It's not, strictly speaking a "deed" in the legal sense, but it fills a similar function to the one the title deeds used to fill before the title to the property was registered, so people often speak of it as the "title deed" to the property.

The true title deeds for the property are the ones that were presented to the land registry when the title was first registered. They are returned when the registration is complete. They are still interesting - they may tell you a good deal about the history of the property - and they are often picturesque - lots of seals and faded red ribbon. But they are no longer of much legal importance and, as time passes, they are often lost, mislaid or simply thrown away.

BattleCorp

^^^^^^^^^^^

I love learning stuff on this thread. Very good explanation.