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New build and Mortgage

  • 21-11-2022 3:41pm
    #1
    obi604
    Registered Users, Registered Users 2 Posts: 5,853 ✭✭✭


    HI,


    In relation to a mortgage for a new build

    When you get a mortgage, are you simply getting it for the cost of building the actual house?

    Or are the following costs also normally included:

    • architects/Structural engineer
    • quantity surveyor
    • planning permission costs
    • water and esb connection costs
    • garden and landscaping costs
    • solicitor fees
    • stamp duty/site valuation/BER costs




Comments

  • #2
    obi604
    Registered Users, Registered Users 2 Posts: 5,853 ✭✭✭obi604


    bump



  • #3
    Glaceon
    Registered Users, Registered Users 2 Posts: 2,392 ✭✭✭Glaceon


    Is this a one-off house or in an estate? I presume one-off based on you mentioning planning permission and water/ESB connections?

    I went through this recently in a new estate. In my case the mortgage is just for the house price alone. Solicitors fees and stamp duty were out of our own pockets. I was lucky that I had a family member who worked as surveyor so he did that for me.



  • #4
    obi604
    Registered Users, Registered Users 2 Posts: 5,853 ✭✭✭obi604


    https://www.boards.ie/discussion/comment/119914615#Comment_119914615

    hi, its a one off new build on a fresh site.

    thanks for reply



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