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Mistakingly overpaid fix rate mortgage what will happen.

  • 03-11-2022 9:30pm
    #1
    irish_bhoy82
    Registered Users, Registered Users 2 Posts: 218 ✭✭


    Hi Guys, I have a fixed rate mortgage with AIB but I mistakingly used my mortgage bank details for a small payout from an insurance company(40 euro) I must have entered the wrong IBAN for a claim as it has showed up in my Mortgage account. I was just wondering if I should be worried about this that they may cancel the fixed rate deal or as it's such a small amount will they just carry on as before.



Comments

  • #2
    spakman
    Registered Users, Registered Users 2 Posts: 1,176 ✭✭✭spakman


    Most banks allow you overpay your fixed rate by around 10% so €40 is very unlikely to cause any trouble I'd say



  • #3
    Wheety
    Registered Users, Registered Users 2 Posts: 5,516 ✭✭✭Wheety


    Depending on your rate, you may be charged a break fee but it'll only be based on the €40. You won't lose your fixed rate.

    More than likely you won't be charged a fee though as rates have gone up recently.



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