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House Extension - Where to Start?

  • 10-09-2022 5:41pm
    Registered Users Posts: 86 ✭✭

    Hi all,

    we're planning to plan a house extension but have no idea where to begin. Should we get in an architect first to give us an idea of the scale and possibly a ballpark costing, or go to the banks first to see if sorting a remortgage is possible?

    On the remortgage, we were lucky enough to get a County Council mortgage with a low interest rate (just over 2%). I don't know if the County Council do an equity release or would it better heading to a bank and transferring the mortgage?

    Any and all help would be appreciated.


  • Registered Users Posts: 4,331 ✭✭✭BoardsMember

    Architect is better off having an idea of budget, otherwise there's no point. So get that agreed in principle first.

  • Registered Users Posts: 141 ✭✭cudsy1

    And where would starting point be for getting an idea if budget, the bank I have my existing mortgage with? An independent broker? Credit union/other bank/mortgage lender?