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HELP NEEDED! Should I Claim off insurance for damage??

  • 17-08-2022 6:53pm
    #1
    STEVEPRATT89
    Registered Users, Registered Users 2 Posts: 15 ✭


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    Hey all I am looking for some advice, today I accidentally scratched my car against a pillar resulting is some very deep scratches and dents along the passenger side wing, door and rear door. I could really do without forking out the money to fix it as i need it for our house build. Does your insurance cover damage like this fully what's the best way to approach it with them. I will attached photos of the damage if I can.


    Look forward to all the help



Comments

  • #2
    Allinall
    Registered Users, Registered Users 2 Posts: 7,013 ✭✭✭Allinall


    If you have full comprehensive insurance it will be covered. However, depending on whether you have no claims protection or not, it could end up costing you quite a bit in increased premiums.

    Best get a quote for the repairs and go from there.



  • #3
    [Deleted User]
    Posts: 2,799 ✭✭✭ [Deleted User]


    How old is the car? If you would keep it anyway to end of life....



  • #4
    STEVEPRATT89
    Registered Users, Registered Users 2 Posts: 15 ✭STEVEPRATT89


    Hi Allinall,


    I do have no claims protection which is why I am thinking of going through insurance. With the new house coming along I just can't stretch to spending that about of money on it. As I imagine it's going to be in the thousands.



  • #5
    STEVEPRATT89
    Registered Users, Registered Users 2 Posts: 15 ✭STEVEPRATT89


    https://www.boards.ie/discussion/comment/119486775#Comment_119486775

    The car is 2016. And we aren't planning on keeping it for years no. But for resale alone it's going to have to be fixed anyway



  • #6
    Jim_Hodge
    Registered Users, Registered Users 2 Posts: 11,719 ✭✭✭✭Jim_Hodge


    https://www.boards.ie/discussion/comment/119486779#Comment_119486779

    Get a quick estimate of the cost and put the claim in. It's why you have comprehensive with claims protection.



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  • #7
    mk7r
    Registered Users, Registered Users 2 Posts: 839 ✭✭✭mk7r


    That is going to be saucy! 2 new doors, new wing and sill repair, I cant see much change out of 3k



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