If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Switching mortgages

cubatahavana · 2022-07-18 12:59:34

I am not asking for financial advice, but I was just wondering what people would choose: 4 years fixed at 2.05% and another 20 variable (advertised at 2.0% now): 2.2k-ish per month 24 years fixed at 2.65%: 2.4K-ish per month We can afford both scenarios no problem. My thoughts are that I don’t think rates will go much…

18-07-2022 12:59pm

#1

cubatahavana

Registered Users, Registered Users 2 Posts: 991 ✭✭✭

Join Date: November 2010

Posts: 907

I am not asking for financial advice, but I was just wondering what people would choose:
4 years fixed at 2.05% and another 20 variable (advertised at 2.0% now): 2.2k-ish per month
24 years fixed at 2.65%: 2.4K-ish per month
We can afford both scenarios no problem. My thoughts are that I don’t think rates will go much lower that now, but they could increase significantly. More than likely we will get the 24 years fixed, but was wondering what would people choose

0