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Mortgage application questions

  • 05-07-2022 7:36pm
    #1
    Lucreto
    Registered Users, Registered Users 2 Posts: 1,004 ✭✭✭


    Hi all,

    I am just starting on the road for a mortgage and I found a house I really like but my SO is not ready to begin. The main reason is she is still on probation for her job and won't be out of it until the end of January next year. She is afraid they would look negatively on the application and wants to wait. She will get a raise at the end of it.

    Will the banks look negatively if she still on probation?



Comments

  • #2
    macvin
    Registered Users, Registered Users 2 Posts: 716 ✭✭✭macvin


    Depends on the sector and how long she has worked in that sector.

    eg - if a software tester and has been in good employment for the last 10 years and recently moved to a new company, that would be fine as she has a strong employment record


    Talk to a broker. I'd advise to very strongly look at avant's long term fixed rates of 20 - 30 years



  • #3
    Lucreto
    Registered Users, Registered Users 2 Posts: 1,004 ✭✭✭Lucreto


    https://www.boards.ie/discussion/comment/119295614#Comment_119295614

    She works in the civil service. She moves around a lot due to promotions (3 jobs in 5 years)



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