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AIG personal accident insurance

  • 25-02-2022 10:44pm
    #1
    ATC110
    Registered Users, Registered Users 2 Posts: 303 ✭✭


    Is it worth having personal accident insurance (PAI)?

    I believe in being one's own insurer but I've recently become aware of a (heavily marketed) AIG PAI policy.

    Personal Accident Plan | Accident Insurance | AIG Ireland

    With the Personal Accident Plan, AIG offers benefits to help you if you have been injured as a result of an accident with cash paid directly to you. Simple.

    www.aig.ie

    If self-employed, is it worth having this type of policy? They are not entitled to claim Illness Benefit in the event of being unable to work.

    The monthly premium is €5.95 or €9.50 for double benefits.

    The reviews on Trustpilot are generally poor.



Comments

  • #2
    coylemj
    Registered Users, Registered Users 2 Posts: 25,622 ✭✭✭✭coylemj


    It would most likely be cheaper if you buy it as an add-on to your home or motor policy, a lot of insurers offer it as an optional extra.

    You say that you're self-employed, would you not look at a policy that covers accident and long term illness?

    Post edited by coylemj on


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