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Great Financial Advisor in Dublin?

  • 06-02-2022 4:09pm
    #1
    Registered Users Posts: 4


    Hi 👋 all,

    Can anyone recommend a great independent financial advisor in Dublin area? Looking at best options to invest/save for children and retirement- am 40years old now and want to get more financially savvy. 😀 thanks so much Sinéad



Answers

  • Registered Users Posts: 2,420 ✭✭✭garrettod


    Hi Sinead,

    You need to go to an independent, who is not going to try and sell you specific products, based on the commissions that they earn.

    That'll mean paying a fee for the professional advice.

    Alternatively, you could start a couple of threads here, asking for specific suggestions, and then doing a little research yourself, so as to save yourself the advisory fees. If I were you, that's where I would start.

    Firstly, split the two issues (and start two seperate threads for them) -

    1. Retirement Planning:
    • Are you working? (permanent employment, public or private sector? )
    • Are you currently paying into an employer sponsored pension? If so, does the employer also contribute (how much, are you getting the full benefit, or will they increase their contribution, if you increase yours?)?
    • Are you maximising your tax free allowances, for annual pension contributions?
    • Do you have any previous pensions from past employments, and if so, what can you tell us about them?
    • Are you entitled to the State pension, when you retire?
    • What were your (realistic) retirement aspirations?
    • How do you feel about investment risk?

    2 Children's Future:

    • How many kids?
    • What do you want to try and achieve?
    • Do you have any existing savings?
    • How long to achieve your goals?
    • Can you make regular monthly payments into a savings plan, or more irregular payments?
    • Hope so you feel about investment risk, in return for potential growth?


    Thanks,

    G.



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