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Insuring an 18 year old

  • 09-01-2022 2:16pm
    Registered Users Posts: 1,709 ✭✭✭ Sebastian Dangerfield

    Over the next few weeks I will be buying a car for an 18 year old family member. Insurance is obviously going to cripple him, but Im hoping to make the best choice in car (max budget €4k) to keep it as low as possible.

    Ive been given conflicting information on how to do so, i) that engine size is most important, and to not go bigger than a 1.0l, and ii) engine size doesnt really matter below 1.4 but a car more than 10 years older will have a loading on it.

    A 2013 1.0 would tick both boxes, but even a 1.2 would open up more options. Does anyone know which box is more important?


  • Registered Users Posts: 72,762 ✭✭✭✭ colm_mcm

    I think the age of the car is more a factor. The only way to know is get a few reg numbers and try them.

  • Registered Users Posts: 50,118 ✭✭✭✭ bazz26

    Insurance is going to be expensive for an 18 year old which ever way you look at it. Insurance companies look at many factors, not just engine size.

  • Registered Users Posts: 4,109 ✭✭✭ whomitconcerns

    Let them buy their own car and insurance. They'll appreciate it more, and will drive safer.

    Anyway.. Insurance will be expensive no matter what. There's a million factors and unfortunately just comparing 2/3 won't make a difference of much.

  • Registered Users Posts: 1,709 ✭✭✭ Sebastian Dangerfield

    Yeah I get that, just trying to keep it as low as possible.

    Ive tried a few combinations for online quotes and there doesn't seem to be much consistency to it. Using Yaris, Fiestas, Corsas etc Im getting anywhere from 2700 to 7500.

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  • Registered Users Posts: 7,811 ✭✭✭ billyhead

    Try Boxymo. They target young people.