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Irish Life - Which Investment Plan Option for a Pension Plan?

  • 31-12-2021 9:09pm
    #1
    [Deleted User]
    Posts: 0 ✭


    hi all,

    May be a stupid question - I have about 10-11 pension options on pension plan paid by my company. It is with Irish Life - Listed below with 1 year return .

    Presently in late 30s and invested in category 4 funds which are medium risk. My investment in any financial market product is 0. Got some savings in a current account.

    I noticed there are 2 funds which are high risk : Emerging Market Equity and Another one with exposure to US tech giants.

    Questions :

    1. I would assume anyone with irish Life would have same funds options?
    2. Considering I'm a risk taker, is it right time to invest in high risk category. Last year returns were in mid 20s
    3. When I change from fund A to fund B, do I need to pay entry and exit load. If yes, is it worthwhile.
    4. Which fund will you recommend

    Thanks in anticipation.

    Screenshot 2021-12-31 at 1.57.44 PM.png


    Post edited by [Deleted User] on


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