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Can I legally register a debt

  • 23-12-2021 12:23pm
    #1
    Registered Users, Registered Users 2 Posts: 419 ✭✭


    Im in a long ongoing situation where I am owed money. Can I register this debt against them so it goes into their credit rating or would be flagged against them inheriting money ? It sounds brutal but I have had enough.



Comments

  • Registered Users, Registered Users 2 Posts: 27,254 ✭✭✭✭Peregrinus


    You can't just turn up at the credit bureau and say "This guy owes me money. Put it on his credit rating." Nor can you produce contracts and correspondence and so forth to show them that that this guy owes you money; they are not in the business of making judgments about who owes who what, or of taking views on disputes about what is owed.

    That's the courts' business. You can go to court, get a judgment against the guy. You can register that.



  • Moderators, Business & Finance Moderators Posts: 10,716 Mod ✭✭✭✭Jim2007


    No you can’t and furthermore any attempts at publicizing your situation could prove costly for you. You need to follow the debt through the normal legal processes in order to register a debt. Whether it is worth the time and expense is something you’ll have to decide.



  • Registered Users, Registered Users 2 Posts: 419 ✭✭The Ging and I


    Thanks for your answers. How do I go about registering a debt ?



  • Posts: 5,121 ✭✭✭ [Deleted User]


    Speak to a solicitor about suing them.



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