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Newbie Equity Investing Query

  • 09-10-2021 9:38pm
    #1
    Registered Users Posts: 4,654 ✭✭✭ makeorbrake


    I'm new to equity investing and hope a couple of you could point me in the right direction in how I approach this. I have 10% of net worth that I want to invest - have account set up with IB and funds lodged ready to go. Here's what I'm trying to achieve:

    • This equity investment will be on the conservative end of my portfolio - my objective is wealth preservation more than anything else. Anything beyond that would be bonus territory.
    • Most of my funds have originated in the crypto space. There's more than enough risk there so I'm looking for far less risk in whatever equity mix I tie these funds up in.
    • On a similar point, available bandwidth in terms of time is tied up with crypto - I can't imagine that changing over the next five years. I'd like to learn more about equity investing and ideally manage it myself but being realistic, I may not have enough time to spend on it to do it proper justice ....at least to begin with. As I get more comfy with it, I may be able to make a better fist of actively managing it.
    • I'm based overseas and so from a tax point of view, I'm looking for equities that tend to pay little or nothing in dividends and aim for capital appreciation instead (I would pay zero on capital gains but 30% on dividend earnings).

    Should I just stick with ETFs and mutual funds or is there another approach I can take? Has anyone any experience with robo-advisors?

    Lastly, if I need to go and do the homework, is there any neat succinct guide out there that will give me at least the very basics/fundamentals on assessing/picking a stock?



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