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Separate name on mortgage and deeds

WhiteWalls · 2021-09-20 23:38:53

Can two people, siblings for example, take out a mortgage together but one person goes on the deed as owning the property?

21-09-2021 12:38am

#1

WhiteWalls

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Can two people, siblings for example, take out a mortgage together but one person goes on the deed as owning the property?

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Comments

#2 21-09-2021 12:54am

dotsman

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Potentially, yes. But it could open a can of worms in the future. What is the context here and the specific details (the devil is always in the details)?

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#3 21-09-2021 2:40am

Peregrinus

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In principle, yes, but the bank would be very wary about agreeing to this. The person who is taking out the loan but not acquiring any property would need to be independently legally advised; from their point of view it looks like a very poor deal, and there would have to be questions about whether they understood what they were getting into, or had been subjected to undue pressure.

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