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Contactless payment needed

  • 28-07-2021 2:51pm
    #1
    Registered Users Posts: 3,916 ✭✭✭


    Still awaiting a replacement debit card from EBS in post. Unexpected bill is due so I go to the Three Store in Limerick and they tell me I need to pay by card. I went and bought it in SuperValu instead.

    Not really a consumer issue for me as I found it hilarious the fact that a product designed for people who haven’t got a debit/credit card requires a debit/credit card to purchase in the first place.

    take note those who need a prepaid card



Comments

  • Posts: 0 [Deleted User]


    I'm a bit confused by the post. Are you saying that you bought a top-up voucher for a 3 Prepay phone in SuperValu?

    It would be worth getting a second account with a bank like N26 or Revoult so that you have a spare card in the event of problems. It's never a good idea to rely on a single debit card as your sole means of payment, particularly with the way society is moving very rapidly towards being quite cashless since COVID kicked off.

    I think even with the reassessment of contact risk with cash, you are seeing a lot of businesses realising that using contactless payments is far more convenient - less cash handling, big improvements in security, very few issues with errors like giving wrong change / miscounting notes, fewer issues with problems like forged notes etc.

    There was a resistance to use cards in some smaller businesses, which was largely based on old bad experiences when the banks had complete control of the market for merchants and charged a fortune. With a bit of shopping around, it's now cheap and effective.

    So, all in all, I don't think we're going to see a rapid switch back to lots of cash anytime soon.



  • Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 28,427 Mod ✭✭✭✭Cabaal


    Started using N26 as a backup debit card after I had awful issues with Ulster before a trip abroad, recently I moved to N26 proper and one of the benefits is they allow you to have 2x cards for the one current account. Handy to have the backup!



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