Two insurance policies for one car?

UnknownSpecies

Is it possible to have two insurance policies on one car in Ireland? I know it's certainly possible in the UK but not so sure about here.

Situation is this. Moving to the UK for a couple of years soon but will be travelling back to Ireland frequently where I'll need to use a car. I'd like to keep my full no claims discount for when I come back home so want to try keep a policy in my own name. I won't have anywhere to keep a car of my own when I leave, so it would be ideal if I could insure myself on one of my parents cars so I can use it while I'm home.

Anyone have an experience or insight?

iwillhtfu

Short answer is, No can't be done.

challengemaster

You need to alternate between having you and one of your parents be the policy holder on their car each year, as NCB lapses after 2 years without having a policy usually.

ax530

insurance companies will recognise no claims discount from UK if/when you return

bop1977

Some companies recognise name driving experience and match it to a new policy. So you could be a named driver and when you get your own car they will give you credit based on your named driving experience.

UnknownSpecies

Great, thanks for the info. I won't be driving in the UK unfortunately so won't have any NCB from there. Named driver experience will have to do me.