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Loans

  • 10-06-2021 9:18pm
    #1
    Ish66
    Registered Users, Registered Users 2 Posts: 462 ✭✭


    Being on Social Welfare I used to get a loan maybe twice a year from Provident.
    I know they are high interest but they were the only ones who would give me a loan. I always paid off in full but now they are pulling out of Ireland.
    Any other lenders out there that I could call ? Thanks.


Comments

  • #2
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,051 ✭✭✭✭Dempo1


    Ish66 wrote: »
    Being on Social Welfare I used to get a loan maybe twice a year from Provident.
    I know they are high interest but they were the only ones who would give me a loan. I always paid off in full but now they are pulling out of Ireland.
    Any other lenders out there that I could call ? Thanks.

    I appreciate your reasons for using Provident but certainly would encourage you to avoid this type of lending. With the credit rating you've built up using provident would you not approach your local credit union, I know of some people on SW who've got loans from their credit unions. Obviously it helps if your an existing customer and make time to build up shares you can loan against, bring in receipts, proofs of history with provident etc, but honestly avoid high interest lenders if at all possible. Good luck

    Is maith an scáthán súil charad.




  • #3
    SourSessions
    Registered Users, Registered Users 2 Posts: 1,372 ✭✭✭SourSessions


    Definitely look up the credit union option


  • #4
    Qgirl
    Registered Users, Registered Users 2 Posts: 28 ✭Qgirl


    Ish66 wrote: »
    Being on Social Welfare I used to get a loan maybe twice a year from Provident.
    I know they are high interest but they were the only ones who would give me a loan. I always paid off in full but now they are pulling out of Ireland.
    Any other lenders out there that I could call ? Thanks.


    Looks like you get used to be on Social welfare?


  • #5
    Ish66
    Registered Users, Registered Users 2 Posts: 462 ✭✭Ish66


    Qgirl wrote: »
    Looks like you get used to be on Social welfare?
    I don't understand what you are saying ? I am on disability, I suffer from cystic fibrosis so if you were having a cheap dig at me, I'm not sure. You phrased your sentence so badly :confused:


  • #6
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,051 ✭✭✭✭Dempo1


    Qgirl wrote: »
    Looks like you get used to be on Social welfare?

    Looks like your new to Boards and may not understand charter rules. There's absolutely no need or excuse to be unhelpful and snide. The OP asked a perfectly ligitimate and reasonable question.

    OP Ignore this ill informed tripe

    Is maith an scáthán súil charad.




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  • #7
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,051 ✭✭✭✭Dempo1


    Ish66 wrote: »
    I don't understand what you are saying ? I am on disability, I suffer from cystic fibrosis so if you were having a cheap dig at me, I'm not sure. You phrased your sentence so badly :confused:

    Well said, these type of hurtful uneducated posts make my blood boil, no consideration for others circumstances, I've done my own response to this disgraceful behaviour.

    Keep positive and ignore :)

    Is maith an scáthán súil charad.




  • #8
    Howcanyou
    Registered Users, Registered Users 2 Posts: 14 ✭Howcanyou


    I would agree a 100% try your local credit union. It’s probably your best bet I know a handful of people who got a loan while being on some sort of a social welfare payment. I do have two loans with my local CU myself. I do work but my husband is on invalidity pension and was on illness benefit before that and they still lend a significant amount of money.


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