Health plan for teachers?

positivenote

HI All,
just wondering what the best options are out there for health insurance for TUI members? Married with two ids and no underlying conditions etc....
any advice?
Thanks

Millem

positivenote wrote: »

HI All,
just wondering what the best options are out there for health insurance for TUI members? Married with two ids and no underlying conditions etc....
any advice?
Thanks

It depends on what you want and if you want day to day. Ring Cornmarket they will do a price comparison for you. They sell a plan with ILH called nurses and teachers choice 2 and they give you a 10% discount.

I ended up getting a better deal myself with laya as they were offering kids for free.

Deals change all the time.

Geuze

Note that all customers can buy all plans.

If the plan is called "Teachers Plan", anybody can buy it.

L1011

Geuze wrote: »

Note that all customers can buy all plans.

If the plan is called "Teachers Plan", anybody can buy it.

But an actual group scheme member may be able to get 10% off the public rate. And no more.

Millem

L1011 wrote: »

But an actual group scheme member may be able to get 10% off the public rate. And no more.

You get 10% off Irish life health teachers and nurses choice 2 but you need to be in a union and go through Cornmarket. There are cheaper plans though with laya and vhi for similar cover which anyone can get.
The may have a few others.

Moody_mona

I'm not on a teachers plan but I remember when I looked into it one year the only thing that made it "teacher" was that it had annual voice training lessons or something to that effect.

A Law

Vhi give 10% off their teachers plan and teachers plan select if you're a teacher.

gaiscioch

I'd be inclined to forget about the 'teacher' aspect, just as I would ignore the 'teacher' car insurance gimmick. I'd start with the comparison feature of the HIA website, and go from there.

https://www.hia.ie/comparison-tool/#/

Also, if you're one of those ancient people above 35 who is in good health but buying insurance as you don't want to be penalised by the 1% levy per annum for over 35s that Varadkar introduced years ego - e.g. if you take out health insurance for the first time at 50 you'll pay a 15% levy per year - then remember you can be without health insurance for up to 3 months after each year's imsurance has lapsed without being penalised by the levy.

A Law

gaiscioch wrote: »

I'd be inclined to forget about the 'teacher' aspect, just as I would ignore the 'teacher' car insurance gimmick. I'd start with the comparison feature of the HIA website, and go from there.

https://www.hia.ie/comparison-tool/#/

Also, if you're one of those ancient people above 35 who is in good health but buying insurance as you don't want to be penalised by the 1% levy per annum for over 35s that Varadkar introduced years ego - e.g. if you take out health insurance for the first time at 50 you'll pay a 15% levy per year - then remember you can be without health insurance for up to 3 months after each year's imsurance has lapsed without being penalised by the levy.

I think its 2%. Also it's just for the first 10 years you have health insurance.

Check out the corporate plans. Vhis are called PMI. My wife is on PMI 35 10 and the kids are on 45 13.

Blush_01

A Law wrote: »

I think its 2%. Also it's just for the first 10 years you have health insurance.

Check out the corporate plans. Vhis are called PMI. My wife is on PMI 35 10 and the kids are on 45 13.

Second the corporate plans. I'm on a Laya corporate plan, comparing it to similar / equivalent policies elsewhere I have a fantastic policy in a lot of ways.

joebloggs32

gaiscioch wrote: »

I'd be inclined to forget about the 'teacher' aspect, just as I would ignore the 'teacher' car insurance gimmick. I'd start with the comparison feature of the HIA website, and go from there.

https://www.hia.ie/comparison-tool/#/

Also, if you're one of those ancient people above 35 who is in good health but buying insurance as you don't want to be penalised by the 1% levy per annum for over 35s that Varadkar introduced years ego - e.g. if you take out health insurance for the first time at 50 you'll pay a 15% levy per year - then remember you can be without health insurance for up to 3 months after each year's imsurance has lapsed without being penalised by the levy.

The teachers car insurance is less of a gimmick than the health plan. Some real benefits like ncb protected from malicious damage in staff carpark.

Anyway
Best advice is to ring the providers. Tell them what kind of cover you want. Then when they quote you, tell them.you want the equivalent corporate plan. They are obliged to sell you that plan at same rate they have agreed with some multinational.