Tyre Insurance

Helpneeded86

I was about to purchase two Pirelli tyres from a website. When I went to check out the tyres I was offered insurance.

£3.50 for the insurance and the cost of a tyre was £146. I would not be the warranty type but this almost seems like decent value.

Any thoughts. Policy below.

https://cdn.tiresleader.com/static/files/insurance/adtyres/tyreleader.ie.pdf

Toyotafanboi

We offer it on all tyres fitted.

The gist is cover is up to 3.9mm treat depth and/ or 24 months from date of invoice.

Cover diminishes with tread depth/ age. 8mm tyre less than 6 months old gets another new tyre completely FOC, then drops to 75% cost of new tyre, 50% cost of new tyre for a tyre 4mm up to 24 months old.

Covers literally anything. Drive out and slash your 4 tyres, come back and get 4 more tyres but the policy drops off once each tyre is claimed for. So in effect you can only get a max of one replacement tyre for each tyre you originally bought.

Tried to real all the T's and C's with that but i'd say it's trickier with an online retailer. Who vet's the damage to the old tyre, who pays disposal on the old tyre, who pays shipping on the new tyre, who pays fitting on the new tyre etc. Just reading and it says it excludes claims as a result of punctures due to external influence, damage from RTA's and vandalism, so, eh, what else can actually happen to a tyre that is covered? Small money but for that reason, i'd be out.

CoBo55

I read the tiny print in your link with difficulty, what are you being insured for? As far as I could see everything that could give you a puncture wasn't covered.

CoBo55

CoBo55 wrote: »

I read the tiny print in your link with difficulty, what are you being insured for? As far as I could see everything that could give you a puncture wasn't covered.

Seems like codology.......can't see how you'd make a successful claim.

mickdw

Toyotafanboi wrote: »

We offer it on all tyres fitted.

The gist is cover is up to 3.9mm treat depth and/ or 24 months from date of invoice.

Cover diminishes with tread depth/ age. 8mm tyre less than 6 months old gets another new tyre completely FOC, then drops to 75% cost of new tyre, 50% cost of new tyre for a tyre 4mm up to 24 months old.

Covers literally anything. Drive out and slash your 4 tyres, come back and get 4 more tyres but the policy drops off once each tyre is claimed for. So in effect you can only get a max of one replacement tyre for each tyre you originally bought.

Tried to real all the T's and C's with that but i'd say it's trickier with an online retailer. Who vet's the damage to the old tyre, who pays disposal on the old tyre, who pays shipping on the new tyre, who pays fitting on the new tyre etc. Just reading and it says it excludes claims as a result of punctures due to external influence, damage from RTA's and vandalism, so, eh, what else can actually happen to a tyre that is covered? Small money but for that reason, i'd be out.

Are you saying that the tyre cover you offer is a very good product but the one linked here is rubbish?
I always wondered about tyre insurance and tbh to be at all worth while, it would need to be a no questions asked kind of policy.
That policy attached here excludes everything.

SEPT 23 1989

Do they cover remoulds?

Toyotafanboi

mickdw wrote: »

Are you saying that the tyre cover you offer is a very good product but the one linked here is rubbish?
I always wondered about tyre insurance and tbh to be at all worth while, it would need to be a no questions asked kind of policy.
That policy attached here excludes everything.

I consider a lot of these things gimmics but i was impressed with the one we offer, seems pretty much no quibble, you bought a tyre, something happened, you get a new tyre, no other questions asked.

The one linked says it doesn't cover puncture damage from external influences. What other kind of punctures are there ffs?

mickdw

Toyotafanboi wrote: »

I consider a lot of these things gimmics but i was impressed with the one we offer, seems pretty much no quibble, you bought a tyre, something happened, you get a new tyre, no other questions asked.

The one linked says it doesn't cover puncture damage from external influences. What other kind of punctures are there ffs?

Ya the one linked is a joke.
How much is the one you offer if buying something like a 20 inch runflat?

Toyotafanboi

It's a flat rate price no matter the tyre size, i actually dont know :pac: 95% sure it's €5.00 per tyre. You do see a good few people getting tyres from it, not sure who underwrites it either. You'd swear i didn't work there.

I think it may be underwritten by the irish distributor for the brand as it cant be taken out on non franchise cars even if they buy tyres with us.