Return to invoice insurance and Smart car repair offer from seller

zvp

Hello All,

I recently bought a 2020 Nissan Juke and the carstore dealer offered me some addons with a price and I am not sure if it is worth. I didn't see much review on the options. Please guide me. I am new to Dublin too.

1) Return to Invoice cover (GAP insurance) for 399 euro for 3 years incase of writeoff or theft to match the car value (addition to the insurance company). I already took the Kenco comprehensive insurance but is it worth taking addon RTI insurance from dealer?

2) Smart repair for scratch or dent for 3 years with price of 399 euro. 3 claims per year and total of 9 in 3 years.

I park my car in garage and this is the first time I am owning a car in Ireland so need your valuable advice or suggestions. Driving experience 5 years.

User1998

Generally these type of things that dealers try to sell are not worth it

bazz26

Alot of margin in selling that stuff for them too.