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Free savings account without direct debit.

  • 24-03-2021 5:53pm
    #1
    Warbeastrior
    Registered Users, Registered Users 2 Posts: 403 ✭✭


    I've got an AIB online savings account which is very useful but it requires a minimum of €10 monthly deposit.

    Are there any savings accounts about that are free and don't require a direct debit?

    I think I removed the direct debit on my current AIB online saver account but I transfer more than €10 a month into this account manually which may be the reason why I was able to remove it.

    I just want an account where I can add money at my leisure.


Comments

  • #2
    L1011
    Registered Users, Registered Users 2 Posts: 71,136 ✭✭✭✭L1011


    KBC have one, and BOI definitely did when I moved away from them a few months back. KBCs even still pays interest, albeit comically little. However, most banks require you to have your current account there to open these.


  • #3
    Sarn
    Registered Users, Registered Users 2 Posts: 3,109 ✭✭✭Sarn


    It sounds like you opened a regular savings account. These tend to offer the ‘best’ rates of interest on savings in the bank, but require a monthly deposit.

    Most of the banks should offer instant access deposit accounts that don’t require monthly deposits, but the interest rate on these is virtually nothing at the moment.


  • #4
    lordsheepface
    Registered Users, Registered Users 2 Posts: 238 ✭✭lordsheepface


    The AIB Mobile App only lets you setup the one requiring €10pm on their app, but if you login to your Online Banking via their website you can setup one without the monthly requirement.

    The one you are looking for is "personal demand deposit" acocunt.
    Info - https://aib.ie/our-products/savings-and-deposits/personal-demand-deposit


  • #5
    Warbeastrior
    Registered Users, Registered Users 2 Posts: 403 ✭✭Warbeastrior


    lordsheepface wrote:
    The one you are looking for is "personal demand deposit" acocunt. Info -

    Perfect. Thank you


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