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new to shares/bonds

  • 24-02-2021 5:14pm
    #1
    thebourke
    Registered Users, Registered Users 2 Posts: 1,362 ✭✭✭


    new to shares bonds etc...whats the difference between gettting the likes of irish life to invest a lump sum in rather than doing it on your own


Comments

  • #2
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,469 ✭✭✭Shedite27


    thebourke wrote: »
    new to shares bonds etc...whats the difference between gettting the likes of irish life to invest a lump sum in rather than doing it on your own

    Irish Life:
    They choose the stocks/fund for you
    Charge you for the work involved (about 2% of each lodgement and .75% on the pot each year)
    Higher tax rate on earnings (41% v 33% on gains)

    DIY:
    Opposite of above.
    Main point being that you need to put in the effort of picking the stocks yourself


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