Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Mortgage application from abroad

  • 19-02-2021 4:46pm
    #1
    ExpatBuyer
    Registered Users, Registered Users 2 Posts: 3 ✭


    I'm Irish and currently based in Asia and would like to return to Ireland in the future.

    I am interested in buying a house now that I could rent initially and move into later. I already have enough saved for a good deposit and have a decent income.

    Would any Irish banks consider taking a mortgage application from abroad in a situation like this? It sounds like it could be terribly complicated...

    Any pointers or insight are appreciated :)


Comments

  • #2
    donnaille
    Registered Users, Registered Users 2 Posts: 247 ✭✭donnaille


    Worth speaking with KBC on this as I know they do.

    Deposit for non-resident mortgages are 40%+.

    Another point of note is that it is more difficult with non-euro denominated salaries. So expect a circa-20% loading on the current exchange rate.


  • #3
    glut22
    Registered Users, Registered Users 2 Posts: 188 ✭✭glut22


    We got approved for this exact purpose from abroad (different currency too) with AIB. Got approval in principle but never followed through for other reasons


Advertisement