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Make Insurance Claim?

  • 17-12-2020 10:25am
    #1
    sk5000
    Registered Users, Registered Users 2 Posts: 2 ✭


    Hi,

    Ran into the back of someone and caused roughly €3000 damage to his van, plus around €1000 to my own (decided to buy a new car as wasn't worth fixing).

    Thankfully he isn't look for a payout and only want's the van repaired in full.

    Wondering would I be better off paying for repairs myself or going through my insurance?

    Im 27 yo male with 1 years no claims and only had full licence for 1 year...

    When i added a claim of €3000 to AXA online quote it only raised the premium by €300, worried however if i go through insurance that wouldn't be true and my premium would skyrocket?

    Thanks
    Post edited by Spear on
    Tagged:


Comments

  • #2
    3DataModem
    Registered Users, Registered Users 2 Posts: 4,077 ✭✭✭3DataModem


    You can go through insurance, and once you see the impact on the premium, offer to reimbourse the insurance company for the claim.

    I know AXA and a few others used to offer this (it may be in fact something they are obliged to do). The risk is that if the claimant changes their mind about injuries you may lose control of the costs.


  • #3
    Spear
    Moderators, Computer Games Moderators, Technology & Internet Moderators, Help & Feedback Category Moderators Posts: 25,763 CMod ✭✭✭✭Spear


    Try the insurance forum instead:

    https://www.boards.ie/vbulletin/forumdisplay.php?f=544


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