KBC split mortgage

Jackiebt

Hi all,
I have a question that I thought I could put to KBC but unfortunately they aren't available in Boards anymore. Long story cut short, we agreed to a split mortgage way back in 2012 which was a lifesaver. Our circumstances have slowly improved. We have up-skilled and saved hard to get back on track after losing our jobs etc in 2010. Anyway, we are now getting close to a position where we will be reassessed to see how much of the "parked" amount we can introduce back into our monthly mortgage. How is this decided? Does KBC decide how much we can now afford to pay or is it mutual agreement. We are delighted to be finally doing better and happy to start introducing part of the parked tranche back but we are also a little apprehensive that they will kick us back into poverty. Anyone any experience with this we'd very much appreciate any advice that is offered. Thanks all.

Samuel T. Cogley

Congrats on getting back on your feet. You might ask a mod to move this to Banking and Pensions.