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Quote glitch

  • 27-10-2020 8:25pm
    #1
    Ordinary man
    Registered Users, Registered Users 2 Posts: 2,490 ✭✭✭


    What would happen if we accepted an online quote that we think was a mistake. All the details are correct at the end but the quote was a lot less than the original one we got on the website. Would the insurance company cancel the policy if we buy it or would they honour it?


Comments

  • #2
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,522 ✭✭✭✭colm_mcm


    Is it FBD/No Nonsense?


  • #3
    Ordinary man
    Registered Users, Registered Users 2 Posts: 2,490 ✭✭✭Ordinary man


    no, aib


  • #4
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,055 ✭✭✭Eggs For Dinner


    If you have entered all the correct details and the insurer accepts your premium they will honour it. Subject to submission of any requested documents


  • #5
    grogi
    Registered Users, Registered Users 2 Posts: 8,616 ✭✭✭grogi


    Ordinary man wrote: »
    What would happen if we accepted an online quote that we think was a mistake. All the details are correct at the end but the quote was a lot less than the original one we got on the website. Would the insurance company cancel the policy if we buy it or would they honour it?

    If anything it would be void, not cancelled.


  • #6
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,055 ✭✭✭Eggs For Dinner


    grogi wrote: »
    If anything it would be void, not cancelled.

    On what basis would it be void?


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  • #7
    grogi
    Registered Users, Registered Users 2 Posts: 8,616 ✭✭✭grogi


    Eggs For Dinner wrote: »
    On what basis would it be void?

    I don't say it would get to that. But if the insurance company didn't want honour it, they wouldn't cancel the policy. It would be considered void as issued as a mistake.


  • #8
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,055 ✭✭✭Eggs For Dinner


    grogi wrote: »
    I don't say it would get to that. But if the insurance company didn't want honour it, they wouldn't cancel the policy. It would be considered void as issued as a mistake.

    OK, I'll re-phrase. On what basis would the insurer wish to void a policy if accurate information and supporting documents are provided and there has been offer, acceptance and payment received and acknowledged.


  • #9
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    Difficult to say but based on the info you provided, go ahead and book.
    Worst case scenario they refuse and you can go from there.


  • #10
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    Ordinary man wrote: »
    What would happen if we accepted an online quote that we think was a mistake. All the details are correct at the end but the quote was a lot less than the original one we got on the website. Would the insurance company cancel the policy if we buy it or would they honour it?


    I would adopt the position that the first one on the website is the one that's wrong, and the latter one is correct.

    If you're 100% on your details on the revised proposal being correct, buy it. There is no downside.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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