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How long in new job

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  • 07-10-2020 7:11pm
    #1
    mea_k
    Registered Users Posts: 213 ✭✭


    Hi. I'm offered new job with extra +10k pay in different company. Same job, new title.. But I was hoping buying my first property next year.
    How long do you have to be in your job to be approved for mortgage?


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    #2
    Danny552
    Banned (with Prison Access) Posts: 58 ✭✭Danny552


    How long do you have to be in your job to be approved for mortgage?[/quote]




    6 months to a year


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    #3
    Humour Me
    Registered Users Posts: 360 ✭✭Humour Me


    You need to have completed probation, so it will depend on the probation period in your new contract.


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    #4
    uberwolf
    Registered Users Posts: 7,580 ✭✭✭uberwolf


    Danny552 wrote: »
    How long do you have to be in your job to be approved for mortgage?




    6 months to a year[/quote]

    There is one bank that used to waive the probation requirement if you voluntarily moved within the same industry. Don't know if they still do, but worth checking in with them.

    Or work towards having your approval kick in as soon a your probation ends


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    #5
    Atlantic Dawn
    Registered Users Posts: 81,619 ✭✭✭✭Atlantic Dawn
    M


    Once you can provide proof you are permanent that's all they will need.


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    #6
    mea_k
    Registered Users Posts: 213 ✭✭mea_k


    Thank you guys. Will question probation etc next Tuesday.. Hope all works out 👌


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    #7
    DopeTech
    Registered Users Posts: 6,766 ✭✭✭DopeTech


    Atlantic Dawn wrote: »
    Once you can provide proof you are permanent that's all they will need.

    How long do you need to be in a job if on contract? Having been in same field continuously for years.


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    #8
    Rew
    Moderators, Sports Moderators Posts: 8,679 Mod ✭✭✭✭Rew


    mea_k wrote: »
    Hi. I'm offered new job with extra +10k pay in different company. Same job, new title.. But I was hoping buying my first property next year.
    How long do you have to be in your job to be approved for mortgage?

    If you're in continuous employment good chance they will be fine with it after 1 pay slip but will depend on the bank. Your best bet is to try a couple and see.


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