Do named drivers build up any NCB?

Hello, I'm a named driver on my wife's policy with Liberty. Last had insurance in my own name 6 years back, so I've no NCB at the moment. Am I building it up again by being on her policy?

Liberty Insurance: Kim

Hi there,

Thanks for getting in contact.

When you are named on another persons policy, you would earn a named driving experience. A no claims bonus can only be earned as the policyholder.

Thanks
Kim

Liberty Insurance: Kim

Hi Kim, thanks for getting back to me. Does named driver experience give roughly the same discount as NCB when I'm looking for my own policy? And I assume it's Liberty only, non transferrable?

Last question, assuming I insure a car with Liberty in my own name, would I get any credit if I do that before a full year of named driver status has passed?

Liberty Insurance: Kim wrote: »

Hi there,

Thanks for getting in contact.

When you are named on another persons policy, you would earn a named driving experience. A no claims bonus can only be earned as the policyholder.

Thanks
Kim

Liberty Insurance: Kim

A named driving discount would be a lower discount than that of a no claims discount. Once you have earned a full 12 months as a named driver this discount can be applied by any insurer not just Liberty Insurance. If you take a policy before the 12 months is completed as a named driver the discount cannot be taken into consideration.
Kim