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Cashing a cheque.

  • 08-09-2020 5:01pm
    #1
    StevieG11
    Registered Users, Registered Users 2 Posts: 11 ✭


    Quick question whether I'll be able to cash a cheque from a relative or will I need to Lodge it to my account which I would prefer not. I would prefer cash to Lodge/spend as required.

    As far as I know he is Ulster bank and I am bank of Ireland. I also have a post office account.

    Info much appreciated.


Comments

  • #2
    antix80
    Registered Users, Registered Users 2 Posts: 2,419 ✭✭✭antix80


    StevieG11 wrote: »
    Quick question whether I'll be able to cash a cheque from a relative or will I need to Lodge it to my account which I would prefer not. I would prefer cash to Lodge/spend as required.

    As far as I know he is Ulster bank and I am bank of Ireland. I also have a post office account.

    Info much appreciated.

    Unless you have a reason for not wanting the transaction on your bank statement, you lodge it in bank of Ireland, then withdraw the same amount (you may need to wait a few days for the cheque to clear if you don't already have the funds in your bank acct)

    And that's your cash to Lodge/spend as required.


  • #3
    BMHOPE
    Registered Users, Registered Users 2 Posts: 78 ✭✭BMHOPE


    You have to lodge it to your account and wait for it to clear. Banks will not cash cheques with a good few years. It may take up to 5 days when they are different banks.


  • #4
    Loveinapril
    Registered Users, Registered Users 2 Posts: 2,348 ✭✭✭Loveinapril


    Its my experience that banks will cash a cheque from the bank it is issued from, so you can go to the Ulster Bank branch the cheque was issued from and cash it.


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