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Insuring a 00's car as a classic

  • 22-08-2020 3:58pm
    #1
    weadick
    Registered Users, Registered Users 2 Posts: 732 ✭✭✭


    Does anyone know of anywhere that will insure a 01 car as a classic?


Comments

  • #2
    Testacalda
    Registered Users, Registered Users 2 Posts: 463 ✭✭Testacalda


    Chubb or FBD might do a 01 as a classics, but it all depends on the make an model so you'll have to call and ask

    For example:

    01 Mazda MX5, no problem as a classic

    01 Lexus IS200, probably not


  • #3
    AMKC
    Registered Users, Registered Users 2 Posts: 16,829 ✭✭✭✭AMKC
    Ms


    I thought for a car to be insured as a classic car it has to actually be a classic so like at least 30 years old.

    Live long and Prosper

    Peace and long life.



  • #4
    Testacalda
    Registered Users, Registered Users 2 Posts: 463 ✭✭Testacalda


    AMKC wrote: »
    I thought for a car to be insured as a classic car it has to actually be a classic so like at least 30 years old.

    Not necessarily, different insurers have different cut offs for how old it needs to be, and most will decide based on what the car is and who the customer is, rather than the year.

    A funny system really


  • #5
    kadman
    Moderators, Home & Garden Moderators Posts: 5,126 Mod ✭✭✭✭kadman


    Is there a cut off point for an older car, lets say mid 70's?


  • #6
    James Bond Junior
    Registered Users, Registered Users 2 Posts: 5,140 ✭✭✭James Bond Junior


    You'll need another car on a full policy. I've a 99 on a classic policy but I was required to have a full policy on a daily driver basis.


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  • #7
    greasepalm
    Registered Users, Registered Users 2 Posts: 5,581 ✭✭✭greasepalm


    I was lucky as driving an 89 chariot import and was covered in a garage policy and cheap car tax also,happy days.


  • #8
    kadman
    Moderators, Home & Garden Moderators Posts: 5,126 Mod ✭✭✭✭kadman


    greasepalm wrote: »
    I was lucky as driving an 89 chariot import and was covered in a garage policy and cheap car tax also,happy days.

    Do you have to be a business for a garage policy?


  • #9
    greasepalm
    Registered Users, Registered Users 2 Posts: 5,581 ✭✭✭greasepalm


    kadman wrote: »
    Do you have to be a business for a garage policy?


    We are a business but unsure if a person would qualify for one?


  • #10
    zg3409
    Registered Users, Registered Users 2 Posts: 7,029 ✭✭✭zg3409


    kadman wrote: »
    Do you have to be a business for a garage policy?

    They are quite strict on this these days, too many people getting garage policies who were not garages, just to insure multiple cars. You can still get open drive on the odd policy, but lots of catches as usual.


  • #11
    Gorteen
    Registered Users, Registered Users 2 Posts: 1,032 ✭✭✭Gorteen


    I'm in a similar position to original poster. Have just bought a 2002 Toyota Celica as (future) classic. Would like to insure it and keep it moving while I address issues with bodywork, etc.

    I have a main car and have been insured for almost 40 years. I'm hopeful a broker will be able to help. Is there any broker or company I should start with to get this 'second' insurance?



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