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Non-resident mortgages in Ireland

  • 27-07-2020 06:58PM
    #1
    dwayneshintzy
    Registered Users, Registered Users 2 Posts: 1,343 ✭✭✭


    Anyone have any experience of successfully applying for one?

    I don't plan on moving back to Ireland for a few years yet, but looking into buying a property in the next year or so if I can. I've contacted a few banks, and heard back from Bank of Ireland and KBC who have said that they don't currently offer mortgages to non residents with non-Euro sources of income. Bank of Ireland told me they believe that no bank in Ireland currently offers such mortgages. Anyone know if that's really the case?


Comments

  • #2
    Smouse156
    Registered Users, Registered Users 2 Posts: 565 ✭✭✭Smouse156


    dwayneshintzy wrote: »
    Anyone have any experience of successfully applying for one?

    I don't plan on moving back to Ireland for a few years yet, but looking into buying a property in the next year or so if I can. I've contacted a few banks, and heard back from Bank of Ireland and KBC who have said that they don't currently offer mortgages to non residents with non-Euro sources of income. Bank of Ireland told me they believe that no bank in Ireland currently offers such mortgages. Anyone know if that's really the case?

    Haven mortgages look them up. Will finance property, you need 35% deposit and interest rates are decent


  • #3
    dwayneshintzy
    Registered Users, Registered Users 2 Posts: 1,343 ✭✭✭dwayneshintzy


    Cheers, I'll get an email on to them today.


  • #4
    CalisGirl
    Registered Users, Registered Users 2 Posts: 77 ✭✭CalisGirl


    And AIB


  • #5
    donnaille
    Registered Users, Registered Users 2 Posts: 247 ✭✭donnaille


    CalisGirl wrote: »
    And AIB

    AIB will be through Haven.


  • #6
    KaiserSochez
    Registered Users, Registered Users 2 Posts: 43 ✭KaiserSochez


    dwayneshintzy wrote: »
    Cheers, I'll get an email on to them today.

    Any luck with this?


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  • #7
    CalisGirl
    Registered Users, Registered Users 2 Posts: 77 ✭✭CalisGirl


    donnaille wrote: »
    AIB will be through Haven.
    You can apply separately to AIB directly and Haven via a broker. If you're applying to AIB directly, then you're not dealing with Haven.
    Although Haven's a subsidiary of AIB it doesn't have access to AIB systems so you'd still need to provide all AIB statements which you wouldn't if applying through AIB directly. Haven and AIB also have different mortgage offers.


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