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Should painters be insured ?

  • 15-07-2020 11:20pm
    #1
    jmb1
    Registered Users, Registered Users 2 Posts: 36 ✭


    Hi,
    I am currently looking at getting my house externally repainted, and some painters are not insured.
    Should they be insured ? If so, why being insured is not mandatory for them ?
    What happens if a non-insured painter gets injured, or dies (while painting) ? Can the house owner have issues ?
    Thanks in advance
    Tagged:


Comments

  • #2
    Gumbo
    Moderators, Society & Culture Moderators Posts: 40,351 Mod ✭✭✭✭Gumbo


    jmb1 wrote: »
    Hi,
    I am currently looking at getting my house externally repainted, and some painters are not insured.
    Should they be insured ? If so, why being insured is not mandatory for them ?
    What happens if a non-insured painter gets injured, or dies (while painting) ? Can the house owner have issues ?
    Thanks in advance

    Your house insurance covers particular trades and workers on your site. Just let your provider know especially if scaffolding etc is required.


  • #3
    jmb1
    Registered Users, Registered Users 2 Posts: 36 ✭jmb1


    Gumbo wrote: »
    Your house insurance covers particular trades and workers on your site. Just let your provider know especially if scaffolding etc is required.
    Actually, my house insurance told me that they would not cover that, and advised to make sure the painter is insured.


  • #4
    Man with broke phone
    Registered Users, Registered Users 2 Posts: 1,201 ✭✭✭Man with broke phone


    If the painter falls off a ladder who's insurance do you want him to claim off?
    Nixers might save you a few euro but can get very messy.


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