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means test for blind welfare allowance

  • 24-06-2020 9:34am
    #1
    Bh167
    Registered Users, Registered Users 2 Posts: 4 ✭


    Does anyone know how the means test for the blind welfare allowance is calculated?

    I was told the first 20,000 of your savings is ignored, is this correct or not?

    I have a bit of savings and wondering is it worth the hassle if I getting nothing in the end anyways.

    I am visually impaired and I am registered with the ncbi. I qualify for it fulling other than the means.

    any help would be amazing. Go raibh míle maith agat.


Comments

  • #2
    Wanderer78
    Registered Users, Registered Users 2 Posts: 30,435 ✭✭✭✭Wanderer78


    Would you be better off applying for invalidity pension, as far as I'm aware it's not means tested, and I can't see why you'd be refused?


  • #3
    lughildanach
    Registered Users, Registered Users 2 Posts: 150 ✭✭lughildanach


    Wanderer78 wrote: »
    Would you be better off applying for invalidity pension, as far as I'm aware it's not means tested, and I can't see why you'd be refused?


    Invalidity Pension requires a certain level of PRSI (5 years total paid, plus 48 weeks credits or paid, in either of the last two complete tax years). You also have to show that you are incapable of doing all categories of work. Blind people are capable of doing many categories of work, so it would not be automatic that you would qualify. If you do get this payment, there is no means test.



    If you don't have the contributions, Disability Allowance may be available (first 50k is disregarded for capital). From a medical point of view, all that is required is that you show that you are substantially restricted from being able to do the work that you are qualified for.



    Blind Pension on the other hand should be quicker to process, but means test is less favourable than Disability Allowance. However, Blind Pension can be paid at same time as One Parent Family Payment if eligible for that.


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