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Mortgage Exemption

Jsmac67 · 2020-06-06 09:53:56

Hi all, Hoping to apply to get approval in principal soon. We can afford to borrow roughly 350k, assuming 3.5x income, however would like to borrow closer to 375/400k. Having factored in various items such as stability of employment/lack of financial commitments/no dependents etc I'd be satisfied we could obtain some for…

06-06-2020 10:53am

#1

Jsmac67

Closed Accounts Posts: 120 ✭✭

Join Date: October 2015

Posts: 105

Hi all,

Hoping to apply to get approval in principal soon. We can afford to borrow roughly 350k, assuming 3.5x income, however would like to borrow closer to 375/400k.

Having factored in various items such as stability of employment/lack of financial commitments/no dependents etc I'd be satisfied we could obtain some for of exemption.

My question is, when do you apply for said exemption? Part of the approval in principle application, or completely separate process?

Thanks!

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