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Insurance in one car household - no claims, named drivers and switching policy holder

Colonel Panic · 2020-05-11 10:26:56

My wife and I are down to one car, which is in my name. We were wondering if it's possible to flip flop between who's the policyholder on the car every two years so that we could both keep our no claims bonus. I see mixed responses to whether there's any point in this. My wife is typically used the car most as I commuted…

11-05-2020 10:26am

#1

Colonel Panic

Registered Users, Registered Users 2 Posts: 2,040 ✭✭✭

Join Date: August 2011

Posts: 2007

My wife and I are down to one car, which is in my name.

We were wondering if it's possible to flip flop between who's the policyholder on the car every two years so that we could both keep our no claims bonus.

I see mixed responses to whether there's any point in this. My wife is typically used the car most as I commuted by bike before lockdown.

So, does anyone do this? Is there any value in it?

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Comments

#2 11-05-2020 10:40am

biko

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Join Date: July 2005

Posts: 75622

One thing to keep in mind is that it's the main driver that needs to be primary policy holder.
But, for a married couple I'm not so sure how it works out on a single car.

Tbh, you can just ring and ask the insurer.

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