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Buying a Laptop via Monthly Installments

  • 25-03-2020 10:13pm
    #1
    misstearheus
    Registered Users, Registered Users 2 Posts: 2,131 ✭✭✭


    Anyone know where a person could buy a Laptop in Monthly Installments these days? Can't afford one-off Payment. Monthly Installments suits me even if end-price ends up higher with Interest etc. Suggestions of sources/places welcome. I know it used to be possible with Argos but not sure if they use that method anymore?
    T.y.v.m.i.a.:)


Comments

  • #2
    hairyprincess
    Registered Users, Registered Users 2 Posts: 2,299 ✭✭✭hairyprincess


    What about a credit union loan? I’d imagine the interest would be cheaper than buying it on finance.


  • #3
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,708 ✭✭✭✭Atlantic Dawn
    M


    Harvery Norman have Flexi-fi

    https://www.harveynorman.ie/finance-option/flexi-fi.html


  • #4
    Darc19
    Registered Users, Registered Users 2 Posts: 3,817 ✭✭✭Darc19


    Try refurbished places like greenit (based in Naas) or refurbishedbyus (based in NI)


  • #5
    con747
    Registered Users, Registered Users 2 Posts: 8,044 ✭✭✭con747


    misstearheus wrote: »
    Anyone know where a person could buy a Laptop in Monthly Installments these days? Can't afford one-off Payment. Monthly Installments suits me even if end-price ends up higher with Interest etc. Suggestions of sources/places welcome. I know it used to be possible with Argos but not sure if they use that method anymore?
    T.y.v.m.i.a.:)

    IF YOU SPEND €275 OR MORE AT ARGOS, YOU CAN APPLY FOR OUR BUY NOW, PAY LATER PLAN.

    Don't expect anything from life, just be grateful to be alive.



  • #6
    Seve OB
    Registered Users, Registered Users 2 Posts: 16,116 ✭✭✭✭Seve OB


    I bought one years ago from curry’s. it was free finance, buy now pay next year


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  • #7
    Darc19
    Registered Users, Registered Users 2 Posts: 3,817 ✭✭✭Darc19


    Seve OB wrote: »
    I bought one years ago from curry’s. it was free finance, buy now pay next year

    It's never ever "free". It's always built into the price especially with Currys


  • #8
    Seve OB
    Registered Users, Registered Users 2 Posts: 16,116 ✭✭✭✭Seve OB


    Darc19 wrote: »
    It's never ever "free". It's always built into the price especially with Currys

    Well i do agree with that but in my case it was free finance. Can’t remember the exact deal but if it was a grand, they would not even give me a penny off it if I had paid up front. It was either a grand now or a grand in a years time. I had the money, so I went for the finance stuck my grand in the credit union, made 50 quid on it for the year and then paid it over. Now they had me by the short and curlys if I didn’t pay up by a certain date it would have kicked in a repayment scheme which might have seen me pay something stupid like 1400 on monthly payments over the next year


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