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Remortgage Bank Credit Check

Thingymebob · 2020-01-30 23:59:31

We already have a mortgage, but we were thinking of remortgaging to get a better interest rate. Are UK records checked? My husband found out that he was the victim of ID theft in the U.K. which happened years after he left for Ireland. He lived in a house share so high risk with constant changes in tenants. Two court…

30-01-2020 11:59pm

#1

Thingymebob

Registered Users, Registered Users 2 Posts: 115 ✭✭

Join Date: April 2018

Posts: 94

We already have a mortgage, but we were thinking of remortgaging to get a better interest rate.

Are UK records checked? My husband found out that he was the victim of ID theft in the U.K. which happened years after he left for Ireland. He lived in a house share so high risk with constant changes in tenants. Two court judgements were issued.

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Comments

#2 31-01-2020 11:23am

Trish56

Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭

Join Date: November 2012

Posts: 1244

No lenders apply for credit checks through ICB.ie and the Central Credit Register.
UK credit report would be required if his address was in UK over the last 3 years.

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