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Forgot to renew car insurance on Dec 1st! Can I skip to the present date?

  • 20-01-2020 9:23pm
    #1
    demello
    Registered Users, Registered Users 2 Posts: 151 ✭✭


    Hi all,
    I forgot to renew my car insurance on Dec 1st, honest mistake!
    Can I renew now from the current date (i.e. save 6 weeks insurance)

    Any comments appreciated!
    Thanks in advance
    DM
    Tagged:


Comments

  • #2
    Millionaire only not
    Banned (with Prison Access) Posts: 1,624 ✭✭✭Millionaire only not


    demello wrote: »
    Hi all,
    I forgot to renew my car insurance on Dec 1st, honest mistake!
    Can I renew now from the current date (i.e. save 6 weeks insurance)

    Any comments appreciated!
    Thanks in advance
    DM

    Get insuranced ASAP I got into serious **** few years back and I’m 45 !
    They might not want to insure u , and ur no claims bonus is wiped , it’s like starting off the new !
    I don’t know how much grace they allow u but at 6 weeks ur at the outside I’d imagine !
    Let us know how u get on !

    Going back to our own , just completely forget it till I was passing it one day out few months best I can remember !
    Broker never rang said it was there new policy ! Anyway we had small accident and wasn’t our fault so wasn’t costing our insurance anything!
    Refused to insure us , went on for 3/4 weeks I eventually made contact with the boss of insurance company . Had it within an hour - lol
    Lost no claims as it’s like starting new policy !


  • #3
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    That's all you can do, they will not backdate the cover. You will 'save' those 6 weeks. And thank your lucky stars that you didn't have an accident or get stopped by the cops.


  • #4
    elperello
    Registered Users, Registered Users 2 Posts: 16,108 ✭✭✭✭elperello


    And by the way park the car until it's sorted.


  • #5
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    Did you get a renewal notice OP?


  • #6
    L1011
    Registered Users, Registered Users 2 Posts: 71,184 ✭✭✭✭L1011


    NCB is not "wiped" after 6 weeks contrary to the claim in the first reply


    There is no way to backdate insurance so any new policy will be from when it is taken out.


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  • #7
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    Millionaire only not wrote: »
    I don’t know how much grace they allow u but at 6 weeks ur at the outside I’d imagine !

    There are no 'days of grace' with motor insurance. Your policy expires at midnight on the expiration date and at 00:01 on the following day, you have no insurance.


This discussion has been closed.
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