Cat D 2nd hand car

Lols73

In the process of buying a 2nd hand car from a dealer and did a check on cartell today. It's come up as a category D and says insurer alert. Wasn't told this by the dealer. Not sure what to do now, car is immaculate, very low mileage for 2011, full service history available and 6 month warranty. Is it something that I should be worried about? Appreciate any advice. Thanks

User1998

I’d say go have another look at the car and bring along the Cartell report and just ask a few casual questions one of them being, “It was never crashed or anything was it?” See if they admit to knowing or not. Probably show them the report then and see what they say. I definitely wouldn’t rule out a Cat D car but the price seriously needs to reflect it. It would piss me off if they lied to my face or honestly didn’t know but didn’t bother to check the car themselves but again if the price reflects the Cat D status or you can negotiate a lower price I’d go for it, you seem keen on the car. That’s just me but lots of others will tell you to walk away

site_owner

If you can't get a straight answer from the dealer, you'll never be able to give a straight answer when you come to sell it.

Run a mile

bazz26

The fact the car is a Cat D and the dealer didn't inform you about it would have me doubt anything he says or any car he is selling. What else isn't he telling you about the car? Walk away and buy from a dealer who is honest upfront about what they are selling. There are plenty of cars out there for sale.

User1998

User1998 wrote: »

That’s just me but lots of others will tell you to walk away

Told you

bazz26

So you have no problem buying from a dishonest dealer who didn't tell you about the car's history? Fair play to you.

User1998

They can be as dishonest as they want, if the price is right for me and its below the market average then I don’t care. Different story if there trying to get big money out of me for a crashed car, then I’d walk. Everyone is different but me personally I wouldn’t mind a Cat D and think there good value for money.

bazz26

Well if he wasn't up front telling the OP it's a Cat D then you can bet he ain't selling it at Cat D prices either. I certainly wouldn't be lining any of these chancers pockets anyway. Buy one direct in the UK if you want to save money on a Cat D.

User1998

Yeah fair enough and to be honest I wouldn’t be lining any Irish dealers pockets full stop because I’m aware of uk prices. But yeah with regards to the uk at least on Autotrader it tells you if its Cat D and dealers have no choice but to sell at Cat D prices. I’ve never actually bought one but for me I wouldn’t rule a car out because of it

g6fdyotp5nj2l7

Some insurance companies here won't quote cat d cars

User1998

Someone said that over on the ev threads and got obliterated. It could be true but I’ve never been asked by insurance has the car been in an accident

g6fdyotp5nj2l7

User1998 wrote:

Someone said that over on the ev threads and got obliterated. It could be true but I’ve never been asked by insurance has the car been in an accident

They don't need to ask they do their own checks

bazz26

User1998 wrote: »

Yeah fair enough and to be honest I wouldn’t be lining any Irish dealers pockets full stop because I’m aware of uk prices. But yeah with regards to the uk at least on Autotrader it tells you if its Cat D and dealers have no choice but to sell at Cat D prices. I’ve never actually bought one but for me I wouldn’t rule a car out because of it

I have no problem with Cat D per say. My problem is more with the cute hoors buying them for small money and selling them on for non Cat D money and then playing ignorant to the fact when told by a potential buyer. They are obviously still confident of selling them as some buyers simply don't do background checks before buying.

User1998 wrote: »

Someone said that over on the ev threads and got obliterated. It could be true but I’ve never been asked by insurance has the car been in an accident

It can be flagged on their system as soon as you give them the reg number depending on what information they have access to.

drunkmonkey

Have they pictures or anything to prove what happened. It's not going to be structural if it's cat d there might even be no damage, there's a cat d for example https://www.donedeal.ie/cars-for-sale/bmw-320-d-m-sport/23440862 it's minor damage but it was probably stolen and recovered as that's not enough damage to for the insurance company to write it off.
You can insure a Cat D as normal.

Henry Ford III

It would want to be very cheap. 25% or perhaps more below market value.

colm_mcm

Henry Ford III wrote: »

It would want to be very cheap. 25% or perhaps more below market value.

That never happens here though.

Henry Ford III

colm_mcm wrote: »

That never happens here though.

Then it's not a good buy

drunkmonkey

Henry Ford III wrote: »

Then it's not a good buy

Depends on the car. Performance cars are stolen constantly, there not worth 25% less with no damage or very little. (They may be in the trade).
They need to have more catogerys in this country like the UK.

What we could really do with is something like a catogery U to capture those ones that were in serious accidents but never recorded, unless your friendly will a Garda you'll never know about those when buying. For example https://www.donedeal.ie/damagedcars-for-sale/16-leon-1-6-tdi-not-recorded/23839026