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A true joint credit card in Ireland

  • 14-11-2019 10:32am
    #1
    Sheep Shagger
    Moderators, Business & Finance Moderators Posts: 6,757 Mod ✭✭✭✭


    Is anyone aware of a credit card both cardholders can view the account online ?

    Have a BOI card but my other half can only be an additional cardholder and as such she can't view activity online (only I can).

    Joint cards (like a joint current account) are available abroad but are not so much here or is there an option?


Comments

  • #2
    [Deleted User]
    Posts: 24,714 ✭✭✭✭ [Deleted User]


    Sheep Shagger wrote: »
    Is anyone aware of a credit card both cardholders can view the account online ?

    Have a BOI card but my other half can only be an additional cardholder and as such she can't view activity online (only I can).

    Joint cards (like a joint current account) are available abroad but are not so much here or is there an option?

    Just give her your log in so she can view activity also?


  • #3
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,612 Mod ✭✭✭✭Jim2007


    Sheep Shagger wrote: »
    Joint cards (like a joint current account) are available abroad but are not so much here or is there an option?

    They also have civil law, while Ireland has common law, it's not just about the cards, it about the legal status as well.


  • #4
    Sheep Shagger
    Moderators, Business & Finance Moderators Posts: 6,757 Mod ✭✭✭✭Sheep Shagger


    Dalton Steep Store wrote: »
    Just give her your log in so she can view activity also?

    Not ideal and in 2019 don't understand why this is the workaround....


  • #5
    Sheep Shagger
    Moderators, Business & Finance Moderators Posts: 6,757 Mod ✭✭✭✭Sheep Shagger


    Jim2007 wrote: »
    They also have civil law, while Ireland has common law, it's not just about the cards, it about the legal status as well.

    If you can have a joint current account and/or a mortgage with both parties being joint and severely liable with joint access, why not a credit card, what is the difference?


  • #6
    OU812
    Registered Users, Registered Users 2 Posts: 6,088 ✭✭✭OU812


    AIB. Will allow the other person to add the account to their own accounts. They just can’t download the statement.


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  • #7
    Jellybaby1
    Closed Accounts Posts: 7,108 ✭✭✭Jellybaby1


    My husband and I always used one password and pin to view our credit card bill. Once when he was checking something else with the bank he told them we both use the same log in details and they told him he needed his own and so he now also has his own log in details. He still uses the old log in details and never bothers about his own. As long as it is a trustful relationship there is absolutely no problem.


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