Continue working and claiming a pension

oldgeaser

I will shortly be coming up to 66 pension age. I will qualify at that age for a state pension. I understand that you can claim the pension and work but I need to know how that works in practice.

Can I just continue working with my current firm and claim the pension at the same time ? or do I have to retire first before I can claim the state pension and then if I am able find a job ?

Static M.e.

Companies normally send their staff on a pre retirement course that should? cover this. Some reading for you, which might help/

https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/older_and_retired_people/state_pension_contributory.html

https://www.pensionsadvisoryservice.org.uk/about-pensions/the-state-pension/claiming-state-pension

How do I claim my State Pension?

Normally, about four months before you reach your State Pension age (SPA), you will be sent a letter from the Pension Service telling you what to do. If you haven't got a letter three months before you reach SPA, and you want to claim your State Pension, there are 3 ways to do this.

coylemj

oldgeaser wrote: »

Can I just continue working with my current firm and claim the pension at the same time?

For the contributory state pension, yes.

oldgeaser wrote: »

.... or do I have to retire first before I can claim the state pension and then if I am able find a job?

No, your employment status is irrelevant. You don't have to be retired from employment in order to claim the contributory state pension.

There used to be a 'pre-retirement' pension payable from age 65 provided you were not working, it was abolished a few years ago.

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Keep in mind that the contributory pension will count as income and is taxable.