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Credit Union: Top up loan

angela1711 · 2019-10-09 15:48:56

Hi all, I am going to ring my local CU in the morning but just got a quick question. Anyone knows if it is possible to get a top up loan in CU? Or can you take out a second loan ? I already have a car loan with them and something just came up and I would be looking to get another 2,000-2,500.

09-10-2019 3:48pm

#1

angela1711

Registered Users, Registered Users 2 Posts: 472 ✭✭

Join Date: June 2011

Posts: 434

Hi all,

I am going to ring my local CU in the morning but just got a quick question.
Anyone knows if it is possible to get a top up loan in CU? Or can you take out a second loan ? I already have a car loan with them and something just came up and I would be looking to get another 2,000-2,500.

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Comments

#2 09-10-2019 3:52pm

[Deleted User]
Posts: 14,344 ✭✭✭✭

Join Date: -

Posts: 14344

It is possible, of course. Nowadays it's generally a separate loan altogether rather than topping up an existing loan (which used to be the way).

Naturally, ability to repay has more to do with it than anything else.

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#3 09-10-2019 10:23pm

coylemj

Registered Users, Registered Users 2 Posts: 25,622 ✭✭✭✭

Join Date: October 2006

Posts: 25131

It can't be said often enough - every CU is different. Local rules apply.

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